What would you do with your good credit?

Yes, you can improve your own credit rating! You can do it yourself and save hundreds of dollars. It's easy! All the information you need for complete credit repair is contained on this site.

Negative credit information can prevent your ability to borrow. Being informed is your best defense. You have rights, let's start using them!

You know that a mistake on your credit history can ruin you--it may mean higher interest payments, inability to obtain a loan, a credit card or to buy a house. It may even prevent you from obtaining the job you want--because some employers check credit history.

Thus, it is advised that you check your credit history every 1-2 years.

We want you to know...

The three major credit reporting agencies, also called Consumer Reporting Agencies (CRA's) are NOT government agencies, they are for profit, multi-million dollar corporations that gather and sell your private personal information, to creditors, insurers, employers, landlords, and companies that solicit you for credit and insurance offers. They also sell your information to telemarketing and mailing list companies, without your permission and in most cases without your knowledge!

They admit that errors occur on consumer reports, but they do nothing to correct them, instead they report whatever they want and make the consumer "prove" that the report is inaccurate. (Whatever happened to" innocent UNTIL proven guilty!") Are you tired of being: Turned down for credit? Having to "explain" every time you apply for something? Getting stuck with high interest rates? Do you make plenty of money and still can't get a credit card? Are you fed-up with the credit reporting agencies dictating your future? Fight back! You can get the credit you deserve, and we can help!

Do you know why the CRA's don't like Credit Repair?
It makes their job harder (they also make no profit from it) and it makes them look bad to their subscribers. A person with "bad credit" has 70% more inquiries on their file than a person with "good credit", think about that for a minute, every time a credit file is pulled the CRA's make money (in-between three and five dollars a piece)! So do they want you to fix your credit, absolutely not! Thank God this great country is a democracy, where everyone is entitled to a fair defense.  

A courtroom would never stand for a prosecuting attorney to point his finger at you and yell "guilty" and then not prove his case, so why would we stand for the credit reporting agencies to do the same thing? We at Fowler and Fowler agree with the law makers and Congress, in that the credit reporting agencies must back up what they report about you! Sometime the real issue here is not always whether the information is even accurate or not, but are the reporting agency able and willing to prove it. If your defense is properly presented, it is usually more trouble for the credit reporting agencies to legally verify the information on your report than it is for them to delete it. You can appeal to the three reporting agencies yourself, or you have the right to hire someone to do it for you.

Apply for your Free Credit Report Here

A good credit report is the basis for a strong financial future. Get Yours Free Credit Reports Online Today.

Your credit report is your lifeline to your financial future since it shows your financial history. A credit report contains your personal information including name, address, phone number, social security number, place of employment and marital status

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